Having a car accident must be one of life's most stressful experiences. Not only is there the risk of getting seriously injured -- or worse -- but there's the matter of reporting the incident to your insurance company.
Most functioning members of the human race manage this without too much difficulty -- fill in the form, draw a little diagram of the crash etc. -- but, of course, there are always a few people who make a complete horlicks of it.
So we've trawled the web and found the ten funniest and most stupid insurance claims ever given.
10. To avoid hitting the bumper of the car in front, I struck the pedestrian.
9. The car in front hit the pedestrian, but he got up so I hit him again.
8. A truck backed through my windscreen into my wife's face.
7. My car was legally parked as it backed into another vehicle.
6. I started to slow down but the traffic was more stationary than I thought.
5. I had been driving for forty years when I fell asleep at the wheel and had an accident.
4. I backed out of my driveway into the path of an oncoming bus. The bus was five minutes early.
3. The gentleman behind me struck me on the backside. He then went to a rest in a bush with just his rear end showing.
2. Coming home, I drove into the wrong house and collided with a tree I don't have.
1. I told the police that I was not injured, but on removing my hat found that I had a fractured skull.
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"Freeloading Fat Chav"
A special mention has to be given to this guy who, after having a minor bump, was so incensed that the driver of the other car claimed she had whiplash that he used his insurance form to cast aspersions on her weight and social class.
This is absolutely genuine, we promise you. It was leaked from insurance firm AIG in 2009 and, although we don't condone criticising someone for being a fat chav, it is pretty hilarious.
It reads:
